MoneyFlow
Transform your transaction history into actionable insights. Visualize where your money goes with beautiful charts and AI-powered categorization.
No bank data? No problem! Generate mock transactions to explore all features.
Visualize Your Money Flow
See exactly where your money goes with our signature Sankey-style flow diagram. Categories branch into subcategories, showing the full picture of your spending.
Your Moneyflow
Interactive visualization of your categorized payments
Visualization Options:
Everything You Need to Understand Your Money
Powerful tools wrapped in a beautiful interface, designed to make financial insights accessible to everyone.
Beautiful Visualizations
See your spending patterns come alive with interactive charts showing trends over time, by category, and by hour of day.
Smart Categorization
Organize your transactions into a hierarchical category tree. Apply categories to similar transactions with one click.
AI-Powered Insights
Let our AI suggest categories for uncategorized transactions. Works with OpenAI to learn your spending patterns.
Privacy First
Your financial data stays yours. Self-hosted option available. No selling of data, ever. Open source and transparent.
Track Your Spending Over Time
See exactly how your income and expenses fluctuate month by month. Identify trends, spot anomalies, and make informed decisions about your finances.
- Monthly income vs. expense comparison
- Visual trend lines for easy analysis
- Filter by category or time period
Spending Over Time
| Date | Description | Amount | Category |
|---|---|---|---|
| 2/22/2026 | Kruidvat | €12.31 | Personal Care |
| 2/22/2026 | Spotify | €9.46 | Streaming |
| 2/22/2026 | Netflix | €13.38 | Streaming |
| 2/22/2026 | Uber | €25.51 | Ride Share |
| 2/21/2026 | IKEA | €178.85 | Household |
Categorize With One Click
Our intelligent system suggests categories based on your previous choices. Categorize one transaction and apply it to all similar ones automatically.
- Hierarchical category tree (Category → Subcategory → Expense)
- Auto-suggest based on similar transactions
- "Apply to all" for bulk categorization
Insights at a Glance
Multiple visualization options to help you understand your spending habits from every angle.
Transactions by Hour
Category Coverage
Top Payees
Get Started in 3 Simple Steps
Export Your Data
Download your transaction history as a CSV file from your bank's online portal.
Upload & Categorize
Import your CSV into MoneyFlow and start categorizing your transactions.
Gain Insights
Explore beautiful visualizations and understand where your money really goes.
Or Try It Without Real Data
Not ready to upload your bank data? Use our mock data generator to create realistic transactions based on your spending profile. Perfect for exploring all features risk-free!
Generate Mock DataReady to Understand Your Financial Flow?
Start by uploading your bank statement CSV. It's free to get started and takes less than a minute.
Create Free Account